APR 3 – 2016 PORTFOLIO RESULT

As previously mentioned, I had to withdraw the funds from my account due to needing the money to fund our new house purchase. Granted the plan was to stay invested for 10 years, circumstances have changed which required the withdrawal of funds.

It was quite fitting as it has been exactly a year since I started investing (18th March 2015) and it was also on 18th March 2016 when I sold my last sets of shares. I am pleased to have achieved my objective of getting at least a 10% return on my total funds (£10,000). The volatility after Christmas was rather high, leading to some losses being realised. The total profit realised is £1,059. This compares favourably when

FEB 29 – 2016 TRADES UPDATE

Hard to believe it is March 2016 tomorrow. I keep saying this but every year it feels like the months are getting shorter! Some new developments since my last blog – we are in the middle of buying a house so unfortunately I will have to liquidate the funds. I need them to pay for the associated charges and fees linked with the sale of flat as well as the buy of house.

Given it has been quite volatile of late, this has worked well in terms of forcing myself to review the portfolio. As a result, I have sold some shares in the past couple of weeks. I have however let my winners run for the time being. I will

JAN 02 – 2016 END OF YEAR REVIEW

End of Year 2015 Review

It is this time of the year where one gets to review the performance of the portfolio. Given I started the portfolio beginning of March 2015, technically I should carry out the review as at 1 March 2016 but I figured it would be easier to do it at end of each year.

In short, I have realised gains of £349 and unrealised gains of £370 bringing it to a total of £719. For future

Jul 18 – 2015 CAGR

No investing activity since my last post! I wish to explain the power of compound interest since this is the main purpose of my investments. This is to generate a compound annual growth rate (CAGR) of 10%. Given we all each have a £15,000 allowance for ISA each year, I will be aiming to invest £10,000 at the beginning of each financial year. At the end of year 10, the total amount I will have personally contributed will

Apr 26 – 2015 Buy INL

The only activity I made during the week was buying some shares of Inland (INL) – a specialist housebuilder and brownfield land developer. Given there is a need to diversify the portfolio, I have been looking for a housebuilder company. Demand currently exceeds supply these days and I see no end to that problem except to build more homes.

It is a profitable company with cash in bank. The projects in the pipeline seem quite interesting and are bound

Apr 19 – 2015 Sell TEP Buy UTW

Not a good week as I’ve recorded my first loss (TEP), or rather the first result of a trade for this blog! A loss of £176. This was due to a write-down of £11m which impacted on expected profit of £63m. Although it must be noted that the write down relates to a historic gas leak/theft/manipulation. Another factor was the slowdown in customer intake. Unfortunately the share price sunk on Thursday morning by more than 20%. After reading the RNS (Trading Update), I had set a stop-loss but it made no difference to the market makers and my share got sold at the low opening price. Quite disappointing as the day before the RNS, I had a book profit of £100. Goes to show it is practically impossible to time the market. Also the holders did not

Apr 11 – 2015 Buy TSTL

Morning! What a glorious weather outside today – I plan to go for a 5 mile run at some point today. Need to prepare ahead of a 7.5mile race next weekend!

During the week, I have purchased another set of shares – Tristel (TSTL). I had been following this since last year. The share price has been moving sideways but I thought it was a good time to grab some at 70p. If one looks at the chart for the past year, one can see the support level of 70p. However, should it fall below 67/68, then I’m out. I am intrigued with their main products – wipes that help clean bacterial germs. Given I work as a public sector auditor specialising in the NHS, I know from experience the difficulties for NHS Trusts when it comes to keeping their MRSA bugs / C-Diff etc under control.